How we work

At Ovation we want to improve your financial wellbeing by helping you get a better understanding of yourself and aligning your finances accordingly.

In order for us to develop your financial plan, we need to help you define your goals, objectives, and motivations.

We will talk to you about your future; where you are now, and where you want to be. We will encourage you to dream a little and think deeply about how you want your life to look.

We use our coaching skills to help you define and refine where you are headed, and maybe even challenge you. What’s more, we enjoy complicated problems; nothing you throw at us will be too complicated for us to untangle.

Here’s how we work:



First things first, we want to get to know you. We work with you to help you decide what’s important in life. What makes you happy? What motivates you? What do you want to achieve?

At Ovation, we encourage our clients to accumulate life with their money, not the other way around. That doesn’t always come easy; we’ve often been brought up to squirrel away for a rainy day. Talking about your future, family and your ambitions will give you much-needed clarity.



Now that we’ve helped you define your destination; how do we get you there?

We look at your pensions, savings, investments, income, expenses, protection needs and, most importantly, your objectives. Using this information and cashflow planning software, we can make some informed predictions about your financial future. We can look at different scenarios; anything from when you can afford to stop working, buying a holiday home to giving the grandchildren some money.



Once the plan is in place, we often need to take some action.

That might mean making pension or ISA contributions to make the most of your available tax allowances; investments to use your Capital Gains Tax allowance and grow your beans.  As Chartered Financial Planners, whatever the advice is, you can be sure it will be in your best possible interest.

This is just the beginning. Financial planning is a process; we meet each year for a check-up to make sure everything is on track and take remedial action if it’s not.

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